THE STORY OF ON POINT CREDIT IMPROVEMENT LLC

Having worked personally to improve and repair my own credit I learned the hard way all the wrong and incorrect steps to repair and improve credit.  After learning the proper steps and rules I was able to improve my credit and get approved for 2 mortgages. The rules used for scoring models aren't logical, there are credit scores that lenders rarely use, there are techniques to settle debts that actually hurt your credit scores and lots of incorrect information that doesn't help consumers with credit improvement.  In my journey to improve credit I found a lot of programs that aim to either repair or improve credit but very few that do both; I also didn't find any program that would give specific steps to improve and repair credit based on a person's specific situation.  This program is designed to improve and repair credit and give you steps at each point in the journey.